I'm Andrew Evans. Most of my clients come to me because a friend or family member I've helped recommended me. Here's what they'll have told you, and what other clients say.
“Andrew was highly recommended to us, and after working with him, we completely understand why.”
There's no admin team here and no processing department. The person who takes your first call is the person who prepares your application, deals with the lender and follows up on every detail. Your file never gets passed to someone else.
“He kept us on track for almost two years through our delayed settlement and was always on top of everything we needed.”
Home loans come with a lot of jargon and a lot of waiting. I'll tell you what's happening, what comes next and what I need from you, in plain English. No question is too small. I see broking as teaching: my job is to help you understand your loan well enough to make the decision yourself.
“As individuals who aren't well-versed in financial jargon, we truly appreciated how easy it was to understand his guidance.”
A bank can only offer you its own loans. I compare loans from a wide range of lenders, from the big banks to smaller lenders you may not have heard of, and send you three options in writing, with the pros and cons of each. You choose.
“He gave us a lot of options and told us the pros and cons of each bank.”
Delayed settlements, tight deadlines and applications that don't fit a bank's checklist are where one person who knows your whole file matters most.
“I think most other Mortgage brokers may have put our case in the too hard basket but Andrew put his blood, sweat and a few sleepless nights into securing us a loan.”
Ten minutes by phone or video. If you're a couple, only one of you needs to join. There's no cost and no obligation.
An optional planning meeting for everyone on the loan, then an application meeting to structure your loan. I then email you three options, and you choose.
I submit the application, deal with the lender and keep you updated at every step through to settlement.
I stay your broker. When rates move or your plans change, I'm the person you call.
In almost every case there's no fee to you: I'm paid a commission by the lender you choose. On the rare occasion a fee applies, I'll tell you upfront, before you commit to anything. My Credit Guide sets out how I'm paid.
How it works in detail“We have used him for over 8 years and recommend to all my friends and family.”
Many of my clients have been with me for years and come back for their next home, refinance or investment. Each year I review your loan to check the rate is still competitive and the structure still suits you.
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I'm Andrew Evans. I've been a mortgage broker since 2013, and I run Mortgage Guy myself. I'm a husband and a father, I'm based in Wollongong, and outside work you'll mostly find me at hapkido or travelling. All my meetings are online, so you can talk to me from home or work.
More about meCall or text me on 0417 465 446 or email hello@mortgageguy.com.au, or leave your details and I'll get back to you.
Calls and texts will be returned same business day and emails next business day. I work business hours, with weekday evening meetings on request, and I'll take your call outside hours if something's urgent.